Over 27,000 New Mexicans could lose food assistance due to Trump administration rule

ALBUQUERQUE—Federal food assistance was created to increase nutrition levels and eliminate hunger. However, the Trump administration published a final rule yesterday that threatens food assistance for more than 27,255 New Mexicans and 755,000 low-income adults nationwide. The rule will go into effect on April 1, 2020.

Federal law already required that states limit Supplemental Nutrition Assistance Program (SNAP) eligibility to just three months out of every three years for unemployed and underemployed adults without dependent children unless they can document 20 hours of work a week. The Trump administration rule makes the requirement even harsher by preventing many states from waiving these draconian time limits in areas with high unemployment.

“There is absolutely no excuse for anyone in the richest country in the world to ever go hungry,” said Sovereign Hager, legal director at the New Mexico Center on Law and Poverty. “There has always been bipartisan support for protecting food assistance. The Trump administration chose to sidestep Congress, which rejected these cuts in the 2018 Farm Bill, and push cuts through by regulation.

“We’re proud to be from a state that opposed the rule,” said Teague González, supervising attorney at the New Mexico Center on Law and Poverty. “Now, more than ever, it’s important New Mexico quickly institute a strong plan for more employment and training programs to mitigate the harmful impact of this rule. If it does not, thousands of people will be locked out of food assistance for up to three years.”

New Mexico has some of the highest rates of food insecurity in the United States and implemented a statewide waiver of the time limits for decades because the state’s unemployment levels have been more than 20 percent above the national average. But counties like Catron, Cibola, McKinley, Mora, Sierra, Taos, and Torrance—with unemployment rates over seven percent—will no longer qualify for a waiver. The same would be true for most Native American communities in the state.

There is no evidence that proposals to take food assistance away from people who do not meet new, expanded work requirements increases employment or earnings. However, data from states that implemented time limits show that the vast majority of adults simply lost SNAP benefits without finding employment. 

The people who receive food assistance in New Mexico who can work, do work; 46 percent are in working families. Others have disabilities, are elderly, or simply cannot find work. The adults affected are some of the lowest income of all SNAP participants. USDA data shows that those likely to be cut off by the time limit have an average monthly income of about 17 percent of the poverty line.

“The people impacted by this rule have been systematically disenfranchised by our economic system and face real barriers to maintaining and documenting full time employment,” said González. “Taking away basic food assistance only makes people hungry and does not help anyone find a job. The government should instead be implementing what we know helps people find work, and that’s individualized job training, a fair minimum wage, affordable childcare and housing.” 

SNAP cuts will hurt grocers and New Mexico’s economy. SNAP benefits are spent at more than 1,588 authorized retailers in New Mexico, including grocers and local food retailers around the state. About $693 million of SNAP benefits were redeemed in New Mexico in 2016. The average New Mexico SNAP benefit in FY 2017 was $121. When multiplied by the 27,244 people who could lose benefits under the proposed rule, up to $3,296,524 federal dollars could leave the state.

SNAP cuts will also mean an increase in public healthcare costs for New Mexico. A study published by the American Medical Association found that on average SNAP participation lowers an individual’s health care expenditures by approximately $1,447 per year.

ACTION ALERT: Tell the Trump administration not to cut SNAP

We have a shared commitment in our country that no one should ever go hungry, but a new rule proposed by the Trump administration would cause approximately 12,261 New Mexicans to lose food assistance. The rule is so draconian, it  would drop thousands of children from  free and reduced school lunch across the state. 

We need your help to let the Trump administration know that you oppose this attack on New Mexico’s families! Submit your public comment by Monday, September 23.

The rule cuts food assistance by eliminating state ability to increase the gross income test for SNAP. Currently, states have the flexibility to set this test between 130% and 200% of the federal poverty level. New Mexico currently sets the gross income limit at 165% of the federal poverty level. 

In New Mexico over 6,639 single parents, including 2,961 single parents in school and 5,607 children are among those who would lose food benefits. Children who receive SNAP food assistance are categorically eligible for free and reduced lunch and are automatically enrolled. Children cut off of SNAP would lose this enrollment option.. 

Cuts to federal food assistance also hurt our local economy. Over $30 million in economic activity will be lost if New Mexicans lose federal food benefits under this rule. 

The proposal would also end streamlined enrollment options that reduce paperwork for families who are already receiving services funded by New Mexico’s Temporary Assistance for Needy Families Program. Under the proposal, these families would no longer be exempt from the burdensome requirement to document assets.. 

New Mexicans have fought back against similar policies proposed by the Martinez administration, and made it clear that we should fight hunger not hungry people. 

Deadline to submit your public comments: September 23, 2019. 

Submit your comments here: https://www.regulations.gov/document?D=FNS-2018-0037-0001 

What to include in your comment: 

Use the outline below to draft a comment that reflects your opposition to the rule. It does not have to be long or detailed. However, please write some original text to maximize the impact. 

1. Say you oppose the proposal: 

  • I strongly oppose the proposed rule that will take food assistance away from families. 

2. Explain the impact of the proposal on your community: 

  • If the Trump Administration implements the rule, approximately 12,261 New Mexicans will lose food assistance that includes 5,607 children. 
  • One in five New Mexicans participate in the SNAP program. 
  • New Mexico has the highest rate of food insecurity in the nation. According to 2019 USDA Economic Research Service data, 16.8% of New Mexico’s households are food insecure. 
  • The rule jeopardizes access to free and reduced lunch, because kids who are eligible for SNAP are also eligible for automatic enrollment free and reduced school lunch. 
  • The rule will cause a loss of approximately $30 million in economic activity, and SNAP dollars are spent in the local economy. 

3. Explain why the policy is wrong: 

  • The proposal runs contrary to the purpose of SNAP, which is to “safeguard the health and well-being of the Nation’s population by raising levels of nutrition among low-income households.” 
  • Losing SNAP can mean an increase in healthcare costs. A study published by the American Medical Association found that on average SNAP participation lowers an individual’s health care expenditures by approximately $1,447.00 per year. 
  • Families who work for low wages, or who cannot find enough work hours, will be expected to go hungry.

Stop Trump’s attack on immigrant families!

The Trump administration is proposing a new rule that would force immigrant families to decide between living together and separating to avoid eviction from housing. 

In May, the U.S. Department of Housing and Urban Development proposed a new rule that would prevent “mixed status” families from living in public housing together or receiving Section 8 housing vouchers. Mixed status families consist of family members who are both eligible and ineligible to receive public housing assistance based on their immigration status.

Under current rules, ineligible family members can live in the same household with their family, but the amount of HUD assistance is based upon the number of eligible family members. None of the public housing assistance pays for an ineligible family member’s share of rent.

The Trump administration’s proposed rule is a blanket attack on all immigrant families who need housing assistance. A person can have lawful immigration status, but still not be eligible for housing assistance. Examples of immigrants with legal status who do not qualify for public housing assistance include immigrants with student or work visas as well as survivors of serious crimes who are granted U-visas.

Please tell the Trump administration to abandon this harsh and unfair rule!

HUD’s own analysis states that over 55,000 children who are U.S. citizens or green card holders could be evicted from their family homes under the proposed policy. 

It would also force tens of thousands of housing providers to collect documents from residents “proving” their citizenship. This requirement will impact over nine million U.S. citizens and 120,000 elderly immigrants. Many of these tenants, especially the elderly and those who have disabilities, face serious obstacles accessing required documentation.

Tell the Trump administration to keep families together in New Mexico and the nation by submitting your public comment by July 9, 2019!

Below is some content to include in your comment. To maximize its impact, make sure your comment has at least one third original text. You can submit your comment here: https://www.regulations.gov/docket?D=HUD-2019-0044

Sample content for your public comment:

  • Families will face the decision of either breaking up in order to receive housing assistance or forgoing assistance and facing homelessness in order to stay to together.
  • Mixed status families will be evicted within 18 months of the implementation of the new rule or sooner.
  • HUD’s statistics show that the proposed rule will evict as many as 25,000 immigrant families including 55,000 children who are eligible for housing assistance.
  • Over 9 million United States citizens and 120,000 elderly immigrants must provide further documentation of eligibility in order to continue receiving housing assistance. Many of these individuals will face serious obstacles accessing the required documentation.
  • The proposed rule will actually cost more to provide housing assistance to fewer people. Millions of families struggle to find affordable housing; however, blaming immigrants will not solve this problem. Since existing law requires that subsides are prorated to only assist eligible immigrants or citizens in a household, the new rule will merely shift housing assistance benefits to other eligible individuals. HUDs own analysis admits that the policy will cost approximately $200 million dollars and will result in reduced quality and quantity of assisted housing.
  • The policy will result in significant administrative costs and burdens. It will require housing providers to verify documentation that was not previously required from millions of residents. Additionally, it will force housing authorities to develop new policies to determine which families can continue to receive housing assistance.

ACTION ALERT: Stop the Trump administration from allowing predatory lenders to target low-income families

The federal Consumer Financial Protection Bureau was created to protect people from predatory lending practices. However, under the Trump administration, the CFPB is now proposing to gut important consumer protections from the 2017 Payday Loan Rule, putting the interests of unscrupulous lenders over our families.

Please tell the Trump administration not to repeal regulations that protect low-income borrowers!  

In 2017, after conducting extensive research on storefront loans and payday lending, the CFPB finalized regulations to protect people from some of the worst predatory lending practices. The 2017 Payday Rule, scheduled to go into effect this August, mandates that lenders assess a borrower’s ability to repay a loan as a condition of making high cost title and payday loans.

Trump’s CFPB is proposing to revoke this protection that requires lenders to only provide loans that can be repaid, prioritizing the profits of payday and car title lenders over the consumers the agency was created to protect.

The storefront lending industry is built on making loans that borrowers cannot afford to repay. Payday lenders encourage borrowers to rollover their loans and take on more debt when they cannot make payments.

The debt trap is still common in New Mexico even though the state no longer permits short term loans. Instead, in our state lenders trap families in longer term debt at rates as high as 175% APR. Many payday lenders are national corporations that do business in New Mexico.

The 2017 Payday Rule should be implemented as it was originally written.

Protect the rights of consumers to fair loans by submitting your public comment! 

Information on submitting your comments and suggested content is below. 

Submit your comment here: https://www.federalregister.gov/documents/2019/02/14/2019-01906/payday-vehicle-title-and-certain-high-cost-installment-loans’

The deadline is May 15, 2019. 

To maximize its impact, make sure at least a third of your comment is original text; otherwise, the CFPB might not consider it a valid comment. It is most important to note how high cost loans are harmful in our state, even if your comment is very brief. 

Content to consider in your comment: 

The 2017 CFPB Payday Rule is vital in stopping the debt trap of payday lending.

  • Requiring payday and car title lenders to assess whether customers can afford to pay loans back before entering into a contract is a commonsense foundation of responsible lending.
  • Payday lenders will stop at nothing to prevent this reasonable requirement because they want to perpetuate their business model that is driven by trapping people in longterm debt. 
  • The CFPB says that repealing the Payday Rule will be a “benefit” to payday lenders, but it will directly harm consumers who are stuck with unaffordable loans.
  • Rescinding the 2017 Payday Rule ignores extensive public comment and a wealth of research on the dangers of unregulated payday borrowing conducted by the CFPB itself.
  • The debt burden of payday loans forces families to choose between paying their bills or face ever-growing fees including overdraft fees, closed bank accounts, and even bankruptcy.
  • For car title loan borrowers, there is a huge risk that a family will lose their vehicle – frequently a low-income household’s sole means of getting to work, school, or medical appointments.

The proposal will hurt low-income borrowers.

  • In name, payday loans are not allowed in New Mexico. In reality, longer term installment loan products have taken their place, extracting just as many resources from cash-strapped families regardless of what they can afford.
  • Most storefront lenders in New Mexico operate in multiple states. Allowing the 2017 Final Rule to go into effect as planned will create a norm for the storefront lending industry that will help New Mexicans who take out loans from multi-state lenders and could support the development of similar consumer protections in New Mexico state law.

The CFPB should both implement the 2017 Payday Rule, and also study the impact of similar protections on longer-term loans to protect consumers across the country from predatory debt trap practices.

ACTION ALERT- Stop Trump’s attack on food assistance!

Federal food assistance was created to increase nutrition levels and eliminate hunger. However, a new rule proposed by the Trump administration threatens food assistance for more than 27,000 New Mexicans and 755,000 low income adults nationwide.

Federal law already requires that states limit SNAP eligibility to just three months out of every three years for unemployed and underemployed adults without dependent children unless they can document 20 hours of work a week.

Now the Trump administration has proposed to make the time limits even harsher with a rule that would prevent states from waiving these draconian time limits in areas with too few jobs.

Please tell the Trump administration to abandon this unfair rule!

New Mexico has implemented a statewide waiver of the time limits for decades because our unemployment levels have been more than 20 percent above the national average.

New Mexico has some of the highest rates of food insecurity in the United States, and SNAP has been a critical tool in addressing hunger. But counties like Catron, Cibola, McKinley, Mora, Sierra, Taos, and Torrance—with unemployment rates over seven percent—would likely no longer qualify for a waiver. The same would be true for most Native American communities in the state.

Protect food security in New Mexico and the nation by submitting your public comment! Deadline: April 2, 2019.

Submit your comment here: https://www.federalregister.gov/documents/2019/02/01/2018-28059/supplemental-nutrition-assis

Below is some content to include in your comment. To maximize its impact, make sure your comment has at least one third original text. 

Food for the hungry shouldn’t have a time limit!

  • This rule will only increase hunger. The adults who would be affected by the new rule are some of the lowest income of all SNAP participants. USDA data shows that those likely to be cut off by the time limit have average monthly income of about 17 percent of the poverty line.
  • There is no evidence that the rule increases employment or earnings, but data from states that implemented the time limit, show that the vast majority of adults simply lost SNAP benefits without finding employment.
  • Food banks and charities cannot fill the need. Roadrunner Food Bank reports that they have increased their distribution of food by 70 percent over the last ten years, but it is still not enough.
  • Losing SNAP hurts grocers and our local economies. SNAP benefits are spent at more than 1,588 authorized retailers in New Mexico, including grocers and local food retailers around the state. About $693 million of SNAP benefits were redeemed in New Mexico in 2016. The average New Mexico SNAP benefit in FY 2017 was $121. When multiplied by the 27,244 people who could lose benefits under the proposed rule, up to $3,296,524 federal dollars could leave the state.
  • New Mexico could lose more than $5.5 million in economic activity because SNAP dollars have a multiplier effect. $1.7 dollars is generated for every SNAP dollar spent.
  • Losing SNAP will mean an increase in public healthcare costs. A study published by the American Medical Association found that on average SNAP participation lowers an individual’s health care expenditures by approximately $1,447 per year.
  • The rule sidesteps Congress, which rejected these changes in the 2018 farm bill.
  • The rule is costly and difficult for New Mexico to administer. Governor Martinez attempted to implement these requirements despite New Mexico’s high unemployment. The federal court found that the state could not implement the requirements without terminating assistance to eligible adults.

More information about SNAP in New Mexico:
https://www.cbpp.org/research/food-assistance/a-closer-look-at-who-benefits-from-snap-state-by-state-fact-sheets#New_Mexico

Groups to hold press conference on Trump’s proposal to penalize immigrants who access basic assistance

Proposed “Public Charge” rule will increase hunger and poverty in New Mexico

ALBUQUERQUE—Economic justice and immigrant rights organizations will hold a press conference Wednesday at 11 a.m. to discuss how the Trump administration’s reckless new attack on immigrant families—a greatly expanded “Public Charge” rule—will impact New Mexico and how people can oppose it. If the proposed rule were to go into effect, it would allow the government to deny green cards and visa renewals to lawfully present immigrants who participate in programs that help with basic needs like medical care, food, and housing.

Trump’s new rule dramatically expands the list of programs that jeopardize immigration status to include nearly all available basic need programs like Medicaid, housing assistance, and SNAP, formerly known as food stamps. The Public Charge rule currently only considers receipt of cash benefits and institutional care as a reason to deny lawfully-present immigrants visa renewals or to deny their applications for legal residency.

WHAT:
Press conference on proposed Public Charge rule that would allow the government to deny green cards and visa renewals to lawfully-present immigrants who participate in programs that help with basic needs like medical care, food, and housing.

WHEN:
11 a.m., Wednesday, October 24, 2018

WHERE:
EL CENTRO de Igualdad y Derechos, 714 4th St SW, Albuquerque, NM 87102

WHO:
Centro Savila
EL CENTRO de Igualdad y Derechos
New Mexico Center on Law and Poverty
New Mexico Immigration Law Center

###

Centro Savila improves the mental health of our community by ensuring access to linguistically and culturally relevant, quality mental health and prevention services, education and healthcare professional development.

EL CENTRO de Igualdad y Derechos is a grassroots, immigrants’ rights and workers’ justice organization based in Central New Mexico that works with Latino immigrant communities and allies to defend, strengthen, and advance the rights of our community.

The New Mexico Center on Law and Poverty is dedicated to advancing economic and social justice through education, advocacy, and litigation. We work with low-income New Mexicans to improve living conditions, increase opportunities, and protect the rights of people living in poverty.

New Mexico Immigration Law Center advances justice and equity by empowering low-income immigrant communities through collaborative legal services, advocacy, and education.

The Trump administration’s “public charge” rule will increase hunger and poverty in New Mexico

ALBUQUERQUE—In a reckless new attack on immigrant families, the Trump administration has proposed a federal rule that would allow the government to deny green cards and visa renewals to immigrants who have participated in programs that help with basic needs like medical care, food, and housing.

The rule change primarily impacts lawfully present immigrants applying for green cards and immigrants seeking entry to the U.S. through family-based petitions. It will significantly disrupt access to food, healthcare, and shelter for millions of immigrant families nationwide and hundreds of thousands of New Mexicans.

“No family should have to choose between meeting basic needs and being with their loved ones,” said Sovereign Hager, legal director at the New Mexico Center on Law and Poverty.

Trump’s new rule drastically expands the list of programs that jeopardize immigration status to include nearly all available basic need programs like Medicaid and SNAP, formerly known as food stamps. The “public charge” rule currently only considers receipt of cash benefits and institutional care as a public charge reason to deny immigrants admission to U.S. or to deny their application for legal residency. The new rule will not be retroactive, so the current use of food and medical benefits do not fall under the proposed rule.

19.8 million children in the U.S. live with at least one immigrant parent. When eligible family members cannot access food assistance because they fear immigration consequences, the entire family has reduced access to food. Nearly five million citizen children and at least 30,000 U.S. citizen children in New Mexico may face a reduction in food benefits.

“The latest scheme unfairly changes the rules for families who’ve waited for years to be reunited,” said Sireesha Manne, executive director at the New Mexico Center on Law and Poverty. “It creates a pay-to-play immigration system where green cards go to the highest bidders in wealthier households.”

The Trump administration’s policy agenda is already causing immigrants to forgo crucial assistance for themselves and their citizen children for fear of being targeted for deportation. By penalizing families for accepting help with food and medical care for which they are eligible, the policy will increase inequality and make us a sicker, hungrier, poorer nation.

The New Mexico Center on Law and Poverty denounces this cruel and reckless public charge proposal. In the weeks and months to come, the organization will work tirelessly to mobilize with state and national partners to oppose the proposed rule.

“The best way to strengthen our country is to ensure that all families who live in it can meet their basic needs. All families have a human right to food, medical care, and shelter to thrive and contribute to their communities and our country,” said Hager. “These cruel attacks on immigrant families must stop for our nation to end inequality and increase opportunity.”

Find out more about the public charge rule here: http://nmpovertylaw.org/wp-content/uploads/2018/09/Factsheet-Know-the-facts-about-public-charge-2018-09-23.pdf

A copy of the proposed new rule can be found here: https://www.dhs.gov/publication/proposed-rule-inadmissibility-public-charge-grounds#

Action Alert: Stop the Trump administration’s new attack on immigrant families!

Together, we must stop the Trump administration’s new attack on immigrant families!

Yesterday evening, the Department of Homeland Security proposed a revised “public charge” rule that threatens access to food, medical, and housing assistance for millions of lawfully present immigrant families. It allows the federal government to block immigrants from becoming legal permanent residents or “green card” holders have used public benefits like food and medical assistance for which they are eligible.

The new “public charge” rule greatly expands the list of programs that jeopardize immigration status to include nearly all available basic need programs like Medicaid and Supplemental Nutrition Assistance Program (SNAP).

If it goes into effect, many families will have no choice but to forgo critical assistance for fear of family members being denied a green card, putting them at greater risk of falling into poverty. It will also allow the administration to significantly shift the U.S. legal immigration system away from family-based immigration without the approval of Congress.

Sign up here to help us resist! Help fight this shameful rule!

You can find information on what we know about the proposed changes here.