Bold legislation for the health and well-being of New Mexican families await the governor’s signature. You can help!

Together we had groundbreaking and unprecedented victories this legislative session. Your dedication and countless phone calls, emails, and comments in committee hearings worked! Monumental efforts like paid sick leave, access to affordable healthcare, students’ access to culturally appropriate services, and more could be a reality for New Mexico’s families. 

We need your help to get these bills signed and over the finish line! Gov. Michelle Lujan Grisham has until April 8 to sign legislation and has started the process already.

Please contact the governor this week and ask her to sign HB 20, SB 71, HB 112, SB 317 and HB 287. Call her office at (505) 476-2200 and leave a short message, or email her using this form: https://www.governor.state.nm.us/contact-the-governor/.

  • HB 20 Healthy Workplaces Act will ensure that employees accrue one hour of paid sick leave for every 30 hours worked. Only about half of all workers in New Mexico currently have paid sick leave.
  • SB 71 Patients’ Debt Collection Protection Act prohibits collections against low-income patients for hospital and certain medical facility bills and will help families get connected with healthcare coverage that can pay for their care.
  • HB 112 Non-Discrimination in State and Local Healthcare Programs will make it illegal to discriminate against immigrants in any healthcare program funded solely with state or local dollars.
  • SB 317 Healthcare Affordability Fund and No Behavioral Health Cost Sharing will raise more than $120 million to drive down healthcare costs and get coverage for tens of thousands more people, laying a foundation toward healthcare for all.
  • HB 287 Access to Culturally Appropriate Services will require the state to assess gaps in health and social services in the public schools and create a task force to recommend policy changes to ensure adequate, culturally responsive services. 

This session, we also got very close to passing major legislation for a 36% rate cap on predatory lending, housing protections, access to healthy foods, and built momentum for language access in government services, repealing minimum wage exclusions, SNAP improvements, and more. We will continue pushing for these important changes into the future.

Now, let’s get the bills passed made into law.


URGENT ACTION ALERT: Ask the governor to create rent relief fund to prevent homelessness!

To prevent a dramatic rise in homelessness as New Mexico navigates the COVID-19 crisis and its economic aftermath, Governor Michelle Lujan Grisham must prioritize housing relief, including legislation creating a rent relief fund and protections for renters in the upcoming special session this week. Legislative leaders have worked diligently on a crucial housing protection and rent relief package for New Mexico, but the Legislature cannot hear it unless the governor puts the legislation on her agenda.  

New Mexico received hundreds of millions of dollars in federal funds to support New Mexicans impacted by the COVID-19 crisis. These funds should be used to prevent a housing crisis in New Mexico.

Call the governor at (505) 476-2200 before Wednesday, June 17 and ask her to create a rent relief fund and put housing protections on the agenda for the special session! You will only be able to leave a short, simple message on the phone with one or two points, but you can also email the Governor at this link with more extensive comments.

Information to consider including in your message to the governor about this important issue:

  • All New Mexicans deserve access to safe and stable housing, and especially during a pandemic. 
  • Right now, thousands of families in our state can’t pay rent because of the pandemic-related economic downturn. 
  • New Mexico was already struggling with a housing crisis before the COVID-19 pandemic, and our communities cannot afford for this problem to get any worse. 
  • As current eviction protections and unemployment begin to end this summer, we need the state, through the Governor and the Legislature, to act to mitigate the financial devastation for families and prevent a dramatic rise in homelessness. 
  • If the state does not act in the special session, many New Mexican families will become homeless in the coming months. 
  • A sharp increase in homelessness will be devastating not only for families across our state, but entire communities, and our state and local economies for years to come. 
  • Please utilize federal CARES Act dollars to create a statewide rent relief fund. 
  • Please support meaningful legislation in the Special Session to repeal the antiquated statewide rent control ban and give the Governor the power to institute a statewide emergency eviction moratorium.  

Governor signs bill closing loopholes in small loans law

SANTA FE—Governor Michelle Lujan Grisham signed a bill today cleaning up state law that regulates storefront lenders. House Bill 150, Installment & Small Loan Changes, sponsored by Representative Georgene Louis, protects New Mexico borrowers by ensuring accountability and transparency in the storefront lending industry.

“Today we’ve made great progress toward fairness and transparency for New Mexican borrowers,” said Lindsay Cutler, attorney at the New Mexico Center on Law and Poverty. “HB 150 cleans up loopholes in state law by requiring lenders to report relevant data to the state and aligns our small loan laws so all New Mexico families can receive fairer loans.”

New Mexico’s first across-the-board interest rate cap went into effect in January 2018, capping interest rates on storefront loans at 175 percent APR. However, high fees and loan rollovers continue to drain income from New Mexico borrowers. The two laws that regulate storefront lenders, the Small Loan and Bank Installment Loan Acts, still contain inconsistent fee and disclosure provisions, do not require sufficient reporting to the state’s Financial Institutions Division to enforce consumer protections, and do not make clear borrowers’ rights on loan renewals.

Starting January 1, 2020, HB 150 will:

  • Require lenders to provide relevant data on small loans, enabling the FID to verify storefront lenders are adhering to small loans law and for the state to evaluate how the law is impacting New Mexicans;
  • Allow borrowers 24 hours to rescind a high-interest loan;
  • Align fee provisions and disclosure requirements in the Small Loan and Bank Installment Loan Acts so consumer protections are consistent for all borrowers;
  • Protect New Mexican borrowers from potential loopholes when they renew or rollover loans by clarifying the definition of new loans; and
  • Align the penalties for violating the small loan laws and the language around the Unfair Practices Act to ensure that companies are held accountable for unfair, deceptive and unconscionable practices.

“The small loan industry makes hundreds of millions of dollars from hardworking New Mexico families,” said Cutler. “HB 150 goes a long way to make sure our small loan law is clear of ambiguities and provides meaningful consumer protections that hold small loan companies accountable. Small loan reform is absolutely necessary if we hope to stop predatory lending practices.”

New Mexico workers celebrate statewide minimum wage increase

SANTA FE–On Monday, dozens of New Mexico workers and their families gathered to celebrate as Governor Michelle Lujan Grisham signed into law a proposal that would increase the state minimum wage for the first time in over ten years.

Senate Bill 437, approved by the House of Representatives and the Senate, progressively increases the minimum wage from $7.50 to $12 per hour by 2023. Starting January 2020, the state minimum wage would be raised to $9, $10.50 in 2021, $11.50 in 2022 before settling at $12 per hour in 2023.

The newly signed law also contains the following provisions:

  • Gradually increases the “tipped credit” for tipped employees from the current $2.13 per hour to $3 per hour by 2023
  • Allows for a new sub-minimum wage for students at $8.50 per hour
  • Does not include an annual cost of living adjustment

Raising the minimum wage to $12.00/hr by 2023 would directly affect 150,901 workers or nearly 20 percent of the total workforce in the state. Directly affected workers would receive an annual increase of approximately $1,114.

A statewide minimum wage coalition mobilized hundreds of workers from across New Mexico during the session in support of a wage increase.

Below are reactions from low-wage workers and community organizations across New Mexico in celebration of the statewide minimum wage increase:

“Last month the legislature did it’s part to increase family economic security in New Mexico and today the governor fulfilled her gubernatorial campaign promise to raise the state’s minimum wage to get workers–who are the backbone of our state– one step closer to a livable wage,” said Margarita Castruita Flores a member of El CENTRO de Igualdad y Derechos. “With a salary of $12 an hour I could earn approximately $112 more per week, something that could help me pay for one of my utility bills, which I have trouble paying with my current wage. We are proud of the contributions low-wage workers like me provide to our state and we will continue our fight to ensure ALL workers in New Mexico have the opportunity to thrive.”

“Today is a victory for hard working New Mexicans who deserve a raise. We thank the Governor for signing this bill into law,” said J.D. Mathews, Political Director for New Mexico Working Families. “This is an important step towards economic security and ending poverty in our state. Our commitment to all workers receiving a living wage continues”.

“After ten years of wage stagnation, I am so happy to see our state finally moving in the right direction. This raise will give twelve thousand dollars to workers who seriously need and deserve it,” said Lauren Shimamoto, Albuquerque service worker and member of OLÉ. “Thank you Governor Lujan-Grisham for signing this bill, it’s a great first step towards a living wage and a thriving New Mexico.”

“When workers are compensated fairy, everyone wins,” said Marcela Diaz, Executive Director for Somos Un Pueblo Unido. “$12 per hour will go along way to helping working families, rural communities and local economies prosper. By signing this bill, Governor Lujan Grisham recognizes just how essential workers are to our state’s future.”

“Today New Mexican workers achieved a great victory. For a decade, they’ve seen their spending power decrease, as the minimum wage stayed the same and the cost of living went up,” said Stephanie Welch, supervising attorney at the New Mexico Center on Law and Poverty. “They deserve wages that allow them to provide for themselves and their families. They won this raise by coming together from all across the state to demand fair wages and respect for their hard work. 

*** Video and photos from the bill signing and worker-led celebration can be found here, here, here & here.

New Mexico workers win significant wage increase

Santa F.–New Mexico workers and their families celebrated on Friday after the House of Representatives and the Senate agreed to a legislative compromise reached in conference committee that will raise the state’s minimum wage for the first time in over 10 years. The proposal now heads to the governor’s desk for final signature.

A statewide minimum wage coalition mobilized hundreds of workers from across New Mexico during the session in support of a wage hike, coalescing around Rep. Miguel García’s (D-Bernalillo) $12 minimum wage bill (HB 31).

During a conference committee late Thursday night between members of the House and Senate, led negotiations in a final compromise that:

  • Gradually increases state minimum wage to $12 an hour by 2023
  • Gradually increases the “tipped credit” for tipped employees to $3 an hour by 2023
  • Allows for a new sub-minimum wage for students at $8.50 an hour
  • Does not include an annual cost of living adjustment

Below are reactions from low-wage workers and community organizations across New Mexico:

“This is a victory for New Mexico’s working families and came about as a result of years of organizing efforts lead by low-wage workers,” said Margarita Castruita Flores a member of El CENTRO de Igualdad y Derechos. “We are proud of the contributions that low-wage workers make to our State and this compromise bill is a step in the right direction for our families to obtain financial stability. There is still a lot of work ahead and we will continue to organize our communities to obtain a living wage for all workers in New Mexico.

“Workers and champions like Rep. Miguel Garcia refused to give up,” said Marcela Diaz, Executive Director for Somos Un Pueblo Unido. “By raising the minimum wage, the legislature finally recognized that workers are the backbone of New Mexico’s economy and should be compensated fairly. Getting to $12 per hour will make a big difference for our families in rural communities and local economies.”

OLÉ member Cristal Carter said, “$12/hour by 2023 is a big win for ALL hardworking New Mexico families. We fought hard for this and it shows. Families will now have the stability they need to thrive in our communities because over 200,000 workers across the state of New Mexico will receive the raise they deserve.”

“An increase in the minimum wage will mean a better living situation for the folks in our community who need it the most — people working hard, full time and still on the brink of poverty. It was more difficult than it should have been for the voices of workers to be heard at the legislature and we will continue to stand shoulder to shoulder in the fight for a living wage and true economic security for families across New Mexico,” said J.D. Mathews, State Political Director for New Mexico Working Families Party.

“This victory is the result of workers from all across New Mexico coming together to push for wages that respect their work and allow them to provide for themselves and their families,” said Stephanie Welch, a supervising attorney at the New Mexico Center on Law and Poverty. “The increase will help people who receive the lowest wages in the state finally recover some of their lost spending power. It was high time they saw a raise. The cost of living has gone up over the last 10 years, but the minimum wage stayed flat.” 

Bill closing loopholes in small loans law awaits governor’s signature

SANTA FE—The New Mexico Senate passed a bill today cleaning up state law that regulates storefront lenders. House Bill 150, Installment & Small Loan Changes, protects New Mexico borrowers by ensuring accountability and transparency in the storefront lending industry. The bill now awaits Governor Michelle Lujan Grisham’s signature for approval.
 
“Everyone deserves fairness and transparency when taking out a loan,” said Lindsay Cutler, attorney at the New Mexico Center on Law and Poverty. “HB 150 cleans up loopholes in state law by mandating effective data reporting to the state and providing consistency so all New Mexico families can receive fairer loans.”

New Mexico’s first across the board interest rate cap went into effect in January 2018, capping interest rates on storefront loans at 175 percent APR. However, high fees and loan rollovers continue to drain income from New Mexico borrowers. The two laws that regulate storefront lenders, the Small Loan and Bank Installment Loan Acts, still contain inconsistent fee and disclosure provisions, do not require sufficient reporting to the state’s Financial Institutions Division to enforce consumer protections, and do not make clear borrowers’ rights on loan renewals.

If signed into law, HB 150 would:

Require lenders to provide effective data on small loans, enabling the FID to verify storefront lenders are adhering to small loans law and for the state to evaluate how the law is impacting New Mexicans;

  • Allow borrowers 24 hours to rescind a high-interest loan;
  • Align fee provisions and disclosure requirements so consumer protections are consistent for all borrowers;
  • Protect New Mexican borrowers from potential loopholes when they renew or rollover loans by clarifying the definition of new loans; and
  • Align the penalties for violating the small loan laws and the language around the Unfair Practice Act to ensure that companies are held accountable for unfair and deceptive and unconscionable practices.

“The small loan industry makes hundreds of millions of dollars from hardworking New Mexico families,” said Cutler. “ We need our laws to be clear of ambiguities and provide meaningful consumer protections that hold small loan companies accountable. We’re optimistic that the governor will sign the bill. Small loan reform is absolutely necessary if we hope to stop predatory lending practices.”

Memorial to expand home visiting services passed by Senate Public Affairs Committee

SANTA FE— A memorial establishing an advisory council to develop a plan for the statewide expansion of a Medicaid-financed home visiting system in New Mexico, will head to the Senate floor following a “do-pass” vote today in the Senate Public Affairs Committee. Home visiting programs provide support and critical assistance for families that range from health care to emotional and social supports at a crucial time in a child’s brain development. Senate Memorial 117, Medicaid Home Visiting Program Council, is sponsored by Senator Linda M. Lopez.

“Every child deserves the best start from birth. Nurturing our state’s youngest children is key to ensuring they grow up healthy and prepared to succeed in life,” said William Townley, attorney at the New Mexico Center on Law and Poverty. “We’re optimistic that the memorial will pass the Senate.”

If passed by the New Mexico Senate, SM 117 would convene a council of home visiting providers and heads of the Human Services Department, Children, Youth and Families Department, Department of Health, and the Children’s Cabinet to make recommendations for expanding home visiting across the state through Medicaid financing.

Research shows that home visiting helps establish a strong foundation for families so children can grow up healthier and parents can develop stronger parenting skills. Home visiting programs that currently exist in New Mexico provide a team of professionals to help families learn about healthcare, child development, and parenting skills. Other services can include screening mothers for postpartum depression, supporting breastfeeding, and connecting families to community activities.

Unfortunately, most New Mexican families do not have access to home visiting services. Most services are offered by private non-profits that cannot scale up to meet the large unmet need in the state.

“Offering education early in a child’s life is essential in helping families succeed,” said Townley. “It would be good for everyone in New Mexico if more families could access home visiting.”

House passes bill closing loopholes in small loans law

SANTA FE—The New Mexico House of Representatives passed a bill today cleaning up state law that regulates storefront lenders. HB 150 protects New Mexico borrowers and ensures accountability and transparency in the storefront lending industry.
 
“All New Mexicans deserve access to fair and transparent loans under reasonable terms, but unfortunately, the current law has loopholes that fail to carry out the legislature’s intent to protect borrowers,” said Lindsay Cutler, attorney at the New Mexico Center on Law and Poverty. “HB 150 proposes effective data reporting requirements and consistency in consumer protections for all borrowers, ensuring New Mexico families receive fairer loans and that the state can better monitor storefront lenders.”

New Mexico’s first across-the-board interest rate cap went into effect in January 2018, capping interest rates on storefront loans at 175 percent APR. Yet high fees and loan rollovers continue to drain income from New Mexico borrowers. The two laws that regulate storefront lenders, the Small Loan and Bank Installment Loan Acts, still contain inconsistent fee and language provisions, do not require sufficient reporting to the Financial Institutions Division to enforce consumer protections, and do not make clear borrowers’ rights on loan renewals.

If passed by the Senate and signed into law, HB 150 would:

  • Require lenders to provide effective data on small loans, enabling the FID to verify storefront lenders are adhering to small loans law and evaluate how the law is impacting New Mexicans;
  • Allow borrowers 24 hours to rescind a high-interest loan;
  • Align fee provisions, disclosure requirements, and penalty provisions so consumer protections are consistent for all borrowers; and
  • Define what it means to make a new loan to protect New Mexican borrowers from potential loopholes in loan rollovers and renewals.

“The small loan industry makes hundreds of millions of dollars from hardworking New Mexico families,” said Cutler. “The House has taken an important step in passing HB 150 and we are optimistic that the Senate will follow suit. We cannot allow lenders to continue to circumvent protections put in place two legislative sessions ago. Small loan reforms are absolutely necessary if we hope to meaningfully stop predatory lending practices.”

ACTION ALERT: Senate Corporations & Transportation Committee Hearing on HB31 to Raising NM’s Minimum Wage

Hardworking New Mexicans should be paid a livable wage! It’s time the state’s minimum wage is raised, including the wage for tipped workers. Join us for the 3rd Senate committee hearing on HB 31, a proposal that would increase New Mexico’s minimum wage to $12 per hour, phased in by 2022, and set the server wage at 30 percent of the regular minimum wage.

WHAT: Senate Corporations & Transportation Committee Hearing on HB31

WHEN: Tuesday, March 5th starting at 2:00 p.m.

WHERE: Room 311, the Roundhouse, 490 Old Santa Fe Trail, Santa Fe, NM 87501

                     (Make sure to arrive before 2:00 p.m. to get a seat!)

No one should be expected to work for next to nothing. Raising New Mexico’s minimum wage, for the first time in over a decade is a step in the right direction to ensure that ALL families in our state have a better future!

Can’t make it in person? Here are some ways you can still support:

Tipped workers like me deserve a raise, too

By Paloma Mexika, New Mexico Center On Law And Poverty Communications Associate
(This op-ed appeared in the Albuquerque Journal)

Every worker should be paid a livable wage, but the Albuquerque Journal would have you believe that servers will lose our entire livelihood if the minimum wage is raised. They paint a picture of restaurants without servers, and of diners ordering at counters, picking up their own food and drinks and busing their own tables.

Until very recently, I depended on tips for years. In addition to my base wage, my tips put me just above the poverty line and barely afforded me the cost of living in Albuquerque.

The minimum wage has not been changed in New Mexico for a decade, but a bill to increase it statewide is making its way through the Legislature. 

House Bill 31 would raise the minimum wage from $7.50 an hour to $12 by mid-2021 and tie further increases to inflation. It also adjusts the “tip credit” that allows employers to pay tipped employees $2.13 an hour as long as their tips bring them up to the minimum wage. HB 31 would make the tip credit 30 percent of the prevailing minimum wage.

The Journal claims that increasing the minimum wage and adjusting the tip credit will force restaurants to shut down or drastically reduce service. Really? Do opponents of the increase really advocate for a business model predicated on paying servers only $2.13 an hour out of business revenue? How do restaurants adjust when other fixed prices go up like gas, electricity, food or alcohol?

As seen in other states that have increased or removed the tip credit, the restaurant industry did not change and is healthy and expanding. When low-wage workers like myself are able to earn a livable income and have even a little bit of spending money and free time, we go out to eat and shop at mom-and-pop locally owned businesses. 

The higher wages go right back into our local economy, and as a generous tipper myself, I hope employers are paying a livable wage so that my tip is just extra for a job well done.

The Journal claims that going out to eat would suddenly become so drastically unattractive that the service industry as we know it would cease to exist if tipped employees are paid a livable wage. When 

Albuquerque increased tipped employees’ sub-minimum wage, it didn’t devastate the restaurant industry. Our tips didn’t change, and our paychecks were actually decent.

Raising the minimum wage is better for companies in the long run even if it means a slight adjustment at first. When employees earn a livable income, they don’t have to work multiple jobs, plus they have more time and energy to put into their work.

Even if there were a tradeoff in working a few less hours, I would be willing to adjust to it because at least I would know I and my counterparts throughout the state wouldn’t have to rely entirely on inconsistent tips.

No one should be expected to work for next to nothing. But oftentimes servers don’t have a choice. Shouldn’t employers share more of the responsibility to ensure everyone is paid at least the minimum?