New Mexico Indian Affairs Committee to hear how landmark education ruling could impact Native American students

SANTA FE—Today New Mexico’s Indian Affairs Committee will hear how the recent court decision on New Mexico’s education system could impact Native American students.

The landmark ruling on the consolidated lawsuit Yazzie/Martinez v. State of New Mexico found that the state has failed to provide students—and in particular economically disadvantaged, Native American, and English language learner students—with sufficient educational opportunities as required by the state constitution, the Indian Education Act, and other state laws. The lawsuit was brought by families and school districts represented by the New Mexico Center on Law and Poverty and the Mexican American Legal Defense and Educational Fund.

Center staff will present the IAC with evidence that New Mexico’s students are just as capable as others across the country. Unfortunately, historical and current injustices and lack of funding for programs and curricula proven to work have led to disparate outcomes for our state’s children, especially for Native students.

Center staff will also present parts of an education transformation platform—agreed upon by over a hundred people from across the state, including educators, advocates, tribal leaders, and families—that greatly expands access to culturally and linguistically relevant curricula, enhances teacher supports, and promotes proven, research-based programs such as universal pre-K and K-5 Plus, lowers class size, and increases funding for the At-Risk Index.

Indian Affairs Committee hearing on Yazzie/Martinez v. State of New Mexico

Wednesday, November 28 at 10:15 a.m.

State Capitol, Room 322, 490 Old Santa Fe Trail, Santa Fe, NM 87501

New Mexico Indian Affairs Committee
Preston Sanchez, attorney with the New Mexico Center on Law and Poverty

Hearing on proposed small loan regulations Monday

CHAMA—The New Mexico Legislative Indian Affairs Committee will hold an interim legislative hearing in Chama on Monday regarding the Financial Institutions Division’s proposed regulations on HB 347, which imposes a 175 percent APR interest rate cap on small loans. The New Mexico Center on Law and Poverty and Prosperity Works will ask the committee to pass a resolution requesting the FID provide information about how it is enforcing this new law and present that report to the committee later this fall.

Before passage of HB 347 in the 2017 legislative session, most small loans were unregulated and interest rates were even higher. HB 347 ensures that borrowers have the right to clear information about total loan costs, allows borrowers to develop a credit history when they make payments on small-dollar loans, and sets minimum contract terms for small loans including at least four payments and 120 days to pay off most loans. Refund anticipation loans are exempt from those requirements.

While the law and proposed regulations signal progress for fair loan terms, much more work remains to be done to ensure fair access to credit for all New Mexicans. Storefront lenders with predatory business practices that trap people in a cycle of unaffordable debt have deep roots in the state and have aggressively targeted generations of low-income families and Native communities, pushing loans with high-interest rates or arbitrary fees with no regard for an individual’s ability to repay.

The FID’s proposed regulations can be found here:

The Center’s comments on the proposed regulations can be found here:

The Center’s suggested changes to the proposed regulations can be found here:

Indian Affairs Committee interim legislative hearing on proposed HB 347 regulations, which impose a 175 percent interest rate cap on small loans.

Monday, July 2, 2018 at 12:30 p.m.

Lodge and Ranch at Chama
16253 S Chama Highway 84, Chama, NM 87520
Chama, NM 87520

Indian Affairs Committee
New Mexico Center on Law and Poverty
Prosperity Works
Member of the public