Action Alert: Stop the Trump administration from undermining healthcare rights law

The Trump administration is attempting to undermine enforcement of nondiscrimination protections under the Affordable Care Act. These efforts will especially harm trans people, the LGBTQ+ community, patients who speak languages other than English, and people who need access to abortion services.

The ACA’s landmark nondiscrimination provision, known as Section 1557 or the Health Care Rights Law, protects patients from discrimination based on of race, color, national origin, sex, age, and disability. 

We encourage individuals and groups to submit comments with the Federal Register opposing the rollback of these important legal protections. Comments are due August 13.

The Trump administration is proposing rules that would reinterpret Section 1557 by:

  • exempting a broad number of healthcare programs and entities from having to comply with Section 1557’s nondiscrimination provisions;
  • eliminating nondiscrimination protections for LGBTQ+ persons from regulations;
  • ending provisions that ensure people who speak languages other than English receive critical notices in the language they speak; 
  • removing protections against health plan designs that discriminate against people with serious or chronic health conditions. 

Discrimination has no place in healthcare. Rolling back section 1557 would allow discrimination and stereotyping to override patient care. This will endanger the health and lives of many New Mexicans and create needless confusion for providers and patients alike. 

To ensure your comment is accepted, please make sure your comment has at least one-third original text. You can submit your comment here:http://eqnm.org/save1557

*Your comment will submitted via Equality NM. EQNM, the New Mexico Center on Law and Poverty, and Southwest Women’s Law Center will have access to your comment and contact information.

Sample content for your public comment

  • Section 1557 of the Affordable Care Act prohibits discrimination on the basis of race, color, national origin, sex, age, and disability. This proposed rule attempts to change the administrative implementation of Section 1557 in a way that is contrary to the plain language of the law.
  • New Mexico has some of the highest rates of residents who identify as transgender in the country. In many parts of the state there are areas where only one hospital or health provider could result in less access to healthcare for transgender people. This would result in some traveling far distances to receive critical care, while others may simply not receive any medical care. It is important that nondiscrimination protections are in place for healthcare providers to ensure that patients can access the same care provided to all, no matter who they are. These protections are fundamental for LGBTQ+ patients to be able to access the care they need. 
  • In New Mexico, 29% of respondents experienced a problem last year with their insurance related to being transgender, such as being denied coverage for care related to gender transition or being denied coverage for routine care because they were transgender.
  • Sex discrimination in health care has a disproportionate impact on women of color, LGBTQ+ people and individuals living at the intersections of multiple identities—resulting in them paying more for healthcare, receiving improper diagnoses at higher rates, being provided less effective treatments and sometimes being denied care altogether. The inability to access needed healthcare services could further exacerbate health disparities.
  • Discrimination has no place in healthcare. The delivery of healthcare services in the United States should be premised upon the medical needs of the people, and should not be obstructed by the personal beliefs or ideologies of their healthcare providers.
  • Discrimination on the basis of national origin, which encompasses discrimination on the basis of language, creates unequal access to healthcare. Without meaningful access, millions of individuals will be excluded from programs and services they are legally entitled to, including hundreds of thousands here in New Mexico.

Child care assistance hearing postponed

We did it! Thanks to all your hard work, the Children, Youth and Families Department announced yesterday that it will not cut child care assistance eligibility to 160% of the Federal Poverty Level as it proposed. It will maintain the current eligibility of 200% FPL for child care assistance contracts.

The hearing scheduled for Monday, July 8 has been postponed until further notice.

While this is great news, CYFD still requires families to pay unaffordable copays. Too many parents are forced to drop out of the child care assistance program and find cheaper⁠ and often less safe⁠ alternatives or reduce their work hours or drop out of school.

CYFD will reschedule the hearing and will continue to take public comment on this issue. Let’s keep the momentum going!

We ALL depend on child care to work or pursue an education. Thank you for submitting comments, making phone calls, and for standing with New Mexico’s parents and children!

You can read about CYFD’s announcement here.

Stop Trump’s attack on immigrant families!

The Trump administration is proposing a new rule that would force immigrant families to decide between living together and separating to avoid eviction from housing. 

In May, the U.S. Department of Housing and Urban Development proposed a new rule that would prevent “mixed status” families from living in public housing together or receiving Section 8 housing vouchers. Mixed status families consist of family members who are both eligible and ineligible to receive public housing assistance based on their immigration status.

Under current rules, ineligible family members can live in the same household with their family, but the amount of HUD assistance is based upon the number of eligible family members. None of the public housing assistance pays for an ineligible family member’s share of rent.

The Trump administration’s proposed rule is a blanket attack on all immigrant families who need housing assistance. A person can have lawful immigration status, but still not be eligible for housing assistance. Examples of immigrants with legal status who do not qualify for public housing assistance include immigrants with student or work visas as well as survivors of serious crimes who are granted U-visas.

Please tell the Trump administration to abandon this harsh and unfair rule!

HUD’s own analysis states that over 55,000 children who are U.S. citizens or green card holders could be evicted from their family homes under the proposed policy. 

It would also force tens of thousands of housing providers to collect documents from residents “proving” their citizenship. This requirement will impact over nine million U.S. citizens and 120,000 elderly immigrants. Many of these tenants, especially the elderly and those who have disabilities, face serious obstacles accessing required documentation.

Tell the Trump administration to keep families together in New Mexico and the nation by submitting your public comment by July 9, 2019!

Below is some content to include in your comment. To maximize its impact, make sure your comment has at least one third original text. You can submit your comment here: https://www.regulations.gov/docket?D=HUD-2019-0044

Sample content for your public comment:

  • Families will face the decision of either breaking up in order to receive housing assistance or forgoing assistance and facing homelessness in order to stay to together.
  • Mixed status families will be evicted within 18 months of the implementation of the new rule or sooner.
  • HUD’s statistics show that the proposed rule will evict as many as 25,000 immigrant families including 55,000 children who are eligible for housing assistance.
  • Over 9 million United States citizens and 120,000 elderly immigrants must provide further documentation of eligibility in order to continue receiving housing assistance. Many of these individuals will face serious obstacles accessing the required documentation.
  • The proposed rule will actually cost more to provide housing assistance to fewer people. Millions of families struggle to find affordable housing; however, blaming immigrants will not solve this problem. Since existing law requires that subsides are prorated to only assist eligible immigrants or citizens in a household, the new rule will merely shift housing assistance benefits to other eligible individuals. HUDs own analysis admits that the policy will cost approximately $200 million dollars and will result in reduced quality and quantity of assisted housing.
  • The policy will result in significant administrative costs and burdens. It will require housing providers to verify documentation that was not previously required from millions of residents. Additionally, it will force housing authorities to develop new policies to determine which families can continue to receive housing assistance.

ACTION ALERT: Tell CYFD not to cut child care assistance!

All families need access to affordable child care so they can make a living and pursue future career opportunities. But in a move that will prevent parents who are working or in school from getting much needed child care, the Children, Youth and Families Department proposed this week to cut eligibility to New Mexico’s Child Care Assistance Program and to continue to require families to pay an unaffordable share of costs. Without access to affordable child care, families will be forced to either go without child care or forego education or employment opportunities.

The regulation will hurt hard working New Mexico families by:

  • Cutting eligibility to 160% FPL from 200%. This means less families will have access to child care assistance, even though they are low income.  
  • Requiring low-income families to pay an unaffordable share of costs. Federal guidance found that child care costs over 7% are not affordable for working families. CYFD’s proposal requires families to pay more than 10% of their income towards child care and higher, depending on the size of a family.

Please tell CYFD to make child care accessible and affordable for New Mexican families!

Speak out at the public hearing:
Monday, July 8, 2019 at 11:00 a.m.
Apodaca Hall, 1120 Paseo De Peralta, Santa Fe, NM 87502.

Submit written public comment no later than July 8, 2019 at 11:00 a.m.

  • By email to: CYFD-ECS-PublicComment@state.nm.us with the subject line “8.15.2 NMAC Public Comment” or
  • By mail to: Kimberly Brown, Child Care Services Bureau, CYFD, P.O. Drawer 5160, Santa Fe, NM 87502-5160.  

Sample content for public comment on cuts to child care assistance. 

Slashing eligibility for child care assistance harms New Mexico’s families!
Families need reliable and safe child care so that they can make a living and pursue future career opportunities. Without child care assistance, families are often unable to afford appropriate child care and are faced with the difficult choice of either resorting to lower quality care or foregoing education or work opportunities. CYFD raised eligibility to 200% of the federal poverty level in November of 2018 and enrollment has not increased. CYFD should seek supplemental funding from the legislature before cutting the eligibility level.

CYFD’s copayments are unaffordable!
According to CYFD data, just a third of eligible families participate in the program. Federal law requires CYFD to make co-payments affordable for families. Federal guidance recommends that co-payments be no higher than 7% of a family’s income. CYFD has not set a cap on copayments, and parents often pay much more than 10% of their income on child care, including families living in deep poverty. CYFD data from FY2017, shows a 66% drop in participation in the program once families are charged a copay, beginning with incomes as low as 25% to 50% of the FPL. Parents who cannot afford the copayment often have to reduce their work hours or seek alternative and often unreliable care. Families should not have to choose between paying for childcare or other basic necessities like food and clothing. New Mexico’s kids deserve better!

ACTION ALERT: Stop the Trump administration from allowing predatory lenders to target low-income families

The federal Consumer Financial Protection Bureau was created to protect people from predatory lending practices. However, under the Trump administration, the CFPB is now proposing to gut important consumer protections from the 2017 Payday Loan Rule, putting the interests of unscrupulous lenders over our families.

Please tell the Trump administration not to repeal regulations that protect low-income borrowers!  

In 2017, after conducting extensive research on storefront loans and payday lending, the CFPB finalized regulations to protect people from some of the worst predatory lending practices. The 2017 Payday Rule, scheduled to go into effect this August, mandates that lenders assess a borrower’s ability to repay a loan as a condition of making high cost title and payday loans.

Trump’s CFPB is proposing to revoke this protection that requires lenders to only provide loans that can be repaid, prioritizing the profits of payday and car title lenders over the consumers the agency was created to protect.

The storefront lending industry is built on making loans that borrowers cannot afford to repay. Payday lenders encourage borrowers to rollover their loans and take on more debt when they cannot make payments.

The debt trap is still common in New Mexico even though the state no longer permits short term loans. Instead, in our state lenders trap families in longer term debt at rates as high as 175% APR. Many payday lenders are national corporations that do business in New Mexico.

The 2017 Payday Rule should be implemented as it was originally written.

Protect the rights of consumers to fair loans by submitting your public comment! 

Information on submitting your comments and suggested content is below. 

Submit your comment here: https://www.federalregister.gov/documents/2019/02/14/2019-01906/payday-vehicle-title-and-certain-high-cost-installment-loans’

The deadline is May 15, 2019. 

To maximize its impact, make sure at least a third of your comment is original text; otherwise, the CFPB might not consider it a valid comment. It is most important to note how high cost loans are harmful in our state, even if your comment is very brief. 

Content to consider in your comment: 

The 2017 CFPB Payday Rule is vital in stopping the debt trap of payday lending.

  • Requiring payday and car title lenders to assess whether customers can afford to pay loans back before entering into a contract is a commonsense foundation of responsible lending.
  • Payday lenders will stop at nothing to prevent this reasonable requirement because they want to perpetuate their business model that is driven by trapping people in longterm debt. 
  • The CFPB says that repealing the Payday Rule will be a “benefit” to payday lenders, but it will directly harm consumers who are stuck with unaffordable loans.
  • Rescinding the 2017 Payday Rule ignores extensive public comment and a wealth of research on the dangers of unregulated payday borrowing conducted by the CFPB itself.
  • The debt burden of payday loans forces families to choose between paying their bills or face ever-growing fees including overdraft fees, closed bank accounts, and even bankruptcy.
  • For car title loan borrowers, there is a huge risk that a family will lose their vehicle – frequently a low-income household’s sole means of getting to work, school, or medical appointments.

The proposal will hurt low-income borrowers.

  • In name, payday loans are not allowed in New Mexico. In reality, longer term installment loan products have taken their place, extracting just as many resources from cash-strapped families regardless of what they can afford.
  • Most storefront lenders in New Mexico operate in multiple states. Allowing the 2017 Final Rule to go into effect as planned will create a norm for the storefront lending industry that will help New Mexicans who take out loans from multi-state lenders and could support the development of similar consumer protections in New Mexico state law.

The CFPB should both implement the 2017 Payday Rule, and also study the impact of similar protections on longer-term loans to protect consumers across the country from predatory debt trap practices.

Action Alert – Ask governor to sign bill ensuring domestic workers are protected by New Mexico’s wage protections!

Governor Michelle Lujan Grisham has until noon Friday to sign a bill into law that ensures home care and domestic workers—the people who clean homes and deliver care for others—are protected by New Mexico’s minimum wage standards and other wage protections.

Please call her TODAY and ask her to sign Senate Bill 85, Domestic Service in Minimum Wage Act

There is nothing more important than taking care of New Mexico’s children, elderly, and family members with disabilities. SB 85 eliminates outdated, discriminatory practices in New Mexico so people doing some of the toughest jobs, like caring for others’ loved ones and working in our homes, are treated fairly and can seek recourse when they are not.

SB 85 ends the exemptions for domestic workers from New Mexico’s wage laws—as has already been done at the federal level.

Domestic workers have been left out of many labor protections throughout history, and typically have very few options when they’re not paid. If SB 85 is signed into law, domestic and home care workers will be covered by New Mexico’s wage laws, and the New Mexico Department of Workforce Solutions can investigate their complaints, enforce their rights, and recover their wages and damages.

Call the governor now at (505) 476-2200 and tell her that ALL workers deserve to be treated fairly and to please sign SB 85.

Sincerely,

Stephanie Welch

New Mexico Center on Law and Poverty Workers’ Rights Supervising Attorney

ACTION ALERT- Stop Trump’s attack on food assistance!

Federal food assistance was created to increase nutrition levels and eliminate hunger. However, a new rule proposed by the Trump administration threatens food assistance for more than 27,000 New Mexicans and 755,000 low income adults nationwide.

Federal law already requires that states limit SNAP eligibility to just three months out of every three years for unemployed and underemployed adults without dependent children unless they can document 20 hours of work a week.

Now the Trump administration has proposed to make the time limits even harsher with a rule that would prevent states from waiving these draconian time limits in areas with too few jobs.

Please tell the Trump administration to abandon this unfair rule!

New Mexico has implemented a statewide waiver of the time limits for decades because our unemployment levels have been more than 20 percent above the national average.

New Mexico has some of the highest rates of food insecurity in the United States, and SNAP has been a critical tool in addressing hunger. But counties like Catron, Cibola, McKinley, Mora, Sierra, Taos, and Torrance—with unemployment rates over seven percent—would likely no longer qualify for a waiver. The same would be true for most Native American communities in the state.

Protect food security in New Mexico and the nation by submitting your public comment! Deadline: April 2, 2019.

Submit your comment here: https://www.federalregister.gov/documents/2019/02/01/2018-28059/supplemental-nutrition-assis

Below is some content to include in your comment. To maximize its impact, make sure your comment has at least one third original text. 

Food for the hungry shouldn’t have a time limit!

  • This rule will only increase hunger. The adults who would be affected by the new rule are some of the lowest income of all SNAP participants. USDA data shows that those likely to be cut off by the time limit have average monthly income of about 17 percent of the poverty line.
  • There is no evidence that the rule increases employment or earnings, but data from states that implemented the time limit, show that the vast majority of adults simply lost SNAP benefits without finding employment.
  • Food banks and charities cannot fill the need. Roadrunner Food Bank reports that they have increased their distribution of food by 70 percent over the last ten years, but it is still not enough.
  • Losing SNAP hurts grocers and our local economies. SNAP benefits are spent at more than 1,588 authorized retailers in New Mexico, including grocers and local food retailers around the state. About $693 million of SNAP benefits were redeemed in New Mexico in 2016. The average New Mexico SNAP benefit in FY 2017 was $121. When multiplied by the 27,244 people who could lose benefits under the proposed rule, up to $3,296,524 federal dollars could leave the state.
  • New Mexico could lose more than $5.5 million in economic activity because SNAP dollars have a multiplier effect. $1.7 dollars is generated for every SNAP dollar spent.
  • Losing SNAP will mean an increase in public healthcare costs. A study published by the American Medical Association found that on average SNAP participation lowers an individual’s health care expenditures by approximately $1,447 per year.
  • The rule sidesteps Congress, which rejected these changes in the 2018 farm bill.
  • The rule is costly and difficult for New Mexico to administer. Governor Martinez attempted to implement these requirements despite New Mexico’s high unemployment. The federal court found that the state could not implement the requirements without terminating assistance to eligible adults.

More information about SNAP in New Mexico:
https://www.cbpp.org/research/food-assistance/a-closer-look-at-who-benefits-from-snap-state-by-state-fact-sheets#New_Mexico

ACTION ALERT: Ask the Senate Education Committee to Support Multicultural Education

March 7, 2019

In the final stretch of this legislative session, a number of bills supporting a more inclusive education system – one that supports the diverse languages and cultures of our students – will be decided on in committee this week.

Tomorrow, the Senate Education Committee will discuss HB 111, HB 120, and HB 159, and we need you to show your support for a multicultural education system. 

We know students perform better when their materials and coursework are relevant to their identity. HB 111, HB 120, and HB 159 each provide the support our public education system needs to honor the diverse languages, heritages, and cultures of New Mexico’s students in the classroom.

Please call the Senate Education Committee members and ask them to ensure our public education system will support the education of the culturally and linguistically diverse students of New Mexico. 

More on the Issues

HB 159 “Multicultural Education Framework” is sponsored by Representatives Tomás E. Salazar, Christine Trujillo, and Derrick J. Lente.

It aligns the New Mexico Indian Education Act, Hispanic Education Act, and Bilingual Multicultural Act to establish a foundation in the public education system for supporting the education of culturally and linguistically diverse students across New Mexico.

HB 111  “Cultural and Linguistic Education Support” is sponsored by Representatives Tomás E. Salazar, Linda M. Trujillo, and Derrick J. Lente

We know that students in rural New Mexico are underserved by the public education system, despite their success being just as critical to New Mexico’s future. Funding for rural school districts and cooperatives from HB 111 will build the capacity for teachers in these areas to gain the skills necessary to teach in bilingual and multicultural classrooms.

HB 120 “Bilingual Teacher Preparation Act” is sponsored by Representatives Tomás E. Salazar, Christine Trujillo, Joy Garratt, and Derrick J. Lente

Without bilingual teachers, we cannot adequately address the needs of our English language learner students. HB 120 will increase the number of bilingual and TESOL-endorsed teachers in New Mexico by making it possible for them to receive grants to help pay for degrees or endorsements in bilingual/multicultural education or TESOL.

What You Can Do

Please call members of the Senate Education Committee and ask for their support of HB 159, HB 111, and HB 120. 

Sen. Mimi Stewart | (505) 986-4726 | mimi.stewart@nmlegis.gov
Sen. William Soules | (505) 986-4834 | bill.soules@nmlegis.gov
Sen. Michael Padilla | (505) 986-4267 | michael.padilla@nmlegis.gov
Sen. Gabriel Ramos | (505) 986-4863 | gabriel.ramos@nmlegis.gov
Sen. Bill O’Neill | (505) 986-4260 | oneillsd13@billoneillfornm.com
Sen. Candace Gould | (505) 986-4266 | candace.gould@nmlegis.gov
Sen. Craig Brandt | (505) 986-4385 | craig.brandt@nmlegis.gov
Sen. Greg Fulfer | (505) 986-4278
gregg.fulfer@nmlegis.gov
Sen. John Pinto | (505) 986-4835

ACTION ALERT: Senate Corporations & Transportation Committee Hearing on HB31 to Raising NM’s Minimum Wage

Hardworking New Mexicans should be paid a livable wage! It’s time the state’s minimum wage is raised, including the wage for tipped workers. Join us for the 3rd Senate committee hearing on HB 31, a proposal that would increase New Mexico’s minimum wage to $12 per hour, phased in by 2022, and set the server wage at 30 percent of the regular minimum wage.

WHAT: Senate Corporations & Transportation Committee Hearing on HB31

WHEN: Tuesday, March 5th starting at 2:00 p.m.

WHERE: Room 311, the Roundhouse, 490 Old Santa Fe Trail, Santa Fe, NM 87501

                     (Make sure to arrive before 2:00 p.m. to get a seat!)

No one should be expected to work for next to nothing. Raising New Mexico’s minimum wage, for the first time in over a decade is a step in the right direction to ensure that ALL families in our state have a better future!

Can’t make it in person? Here are some ways you can still support:

ACTION ALERT: Fund Medicaid Buy-in plan

Please join us in contacting key members of the Senate Finance Committee (SFC) and ask them to amend House Bill 2 to include $4 million of non-recurring funds to setup a Medicaid Buy-in plan.

The Human Services Department needs the $4 million to ensure it can setup the Medicaid Buy-in plan by  January 1, 2021, which is required in the Medicaid Buy-in Act (HB 416/SB 405) moving through the Legislature.

The calls are quick and easy! A staff member for each senator will answer the phone. You’ll give them your name and ask them to tell the senator to amend House Bill 2 to include the $4 million in non-recurring funding for the Human Services Department to implement the Medicaid Buy-in.

Senator:Phone Number:
John Arthur Smith(505) 986-4365
George Muñoz(505) 986-4371
John Sapien(505) 986-4301

*Senators Campos, Candelaria, Cisneros and Rodriguez are supportive of the amendment. If you see them or want to give them a call, please thank them for their support.